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Buy vs Lease

To Lease or to Buy: Which is Better for You?

You're looking forward to bringing your new vehicle home. In fact, you've swept and tidied the garage for its arrival, have made sure that there is room on the key rack and that you've ordered the floor mats and other accessories that will make it truly yours. All that remains is one last step: deciding how to finance. In the past you've always purchased your vehicles. Lately though, you've been hearing more about leasing and what you've heard sounds pretty good. So which is best for you: to buy or to lease?

At DARCARS Volkswagen we want to help customers make a wise decision when it comes to your new car or SUV purchase. That's why we spend the time making sure that you get the vehicle that is just right for you, with the finance terms that works for you and your unique circumstances. Our trained professionals are happy to go over all your finance options.

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Wondering how a lease differs from an auto loan? We've compiled some helpful information about the differences between the two.

Leasing a New Vehicle

  • Drive a more expensive car or SUV at a lower monthly payment with most lease options
  • Usually, a much lower down payment is required for a leased vehicle than for one you purchase
  • Repair costs for leased vehicles are typically lower or even nonexistent since these vehicles are still under factory warranty
  • One con of leasing: generally these vehicles are only allowed to travel between 12,000 to 15,000 per calendar year per your lease agreement

Buying a New Vehicle

  • When you buy a car you can modify it any way you want; if you want to add a car starter, wheels, or another accessory, you can
  • Pay off your loan quickly and you can drive every month without a payment
  • Unlike a lease, you can drive as many miles as you need or like without any restrictions
  • One con of buying a vehicle is that there is generally a higher down payment

Only you can ultimately determine which whether leasing or buying is right for your specific needs. Working professionals and students often enjoy lease options. These allow them the security of having a new car with little money down. Older drivers or those with children often prefer to buy a car, so that they can pass it along to a family member when it has aged significantly. Whichever way you're leaning, our team of finance professionals would be happy to discuss all the options with you.

We're located conveniently in Silver Spring, MD, and are just a short drive from Bethesda and Gaithersburg, and look forward to seeing you soon.

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